“Much of my life, the big strain on infrastructure work has been simply a lack of funding and a failure to invest,” Buttigieg said in a Global Circulate report. “We got the funding. Now we have to make sure we have the raw materials, the technical capacity and the manpowerRead More →
By BRUCE SCHREINER, Associated Press The company that operated a Kentucky candle factory flattened by a deadly winter tornado plans to ramp up production with a $33 million investment in a nearby plant, Gov. Andy Beshear announced Thursday. Mayfield Consumer Products LLC, a maker of candles and other home fragranceRead More →
June 23, 2022 Kutak Rock LLP To print this article, all you need to do is be registered or log in to Mondaq.com. On June 3, 2022, the Internal Revenue Service (“IRS”) announcement a pilot audit program and has already issued notices to pension plan sponsors. This pilot program notifiesRead More →
NEW YORK (AP) — Stocks gave up an early gain and turned mixed in afternoon trading on Wall Street on Thursday as investors remained focused on inflation and rising interest rates. The S&P 500 was down 0.2% at 12:45 p.m. Eastern. It was up to 1% earlier. The Dow JonesRead More →
Image: Minerva Studio/Shutterstock.com The OPM said it’s working to improve features for federal employees and retirees to compare FEHB plans, though it doesn’t expect to have those improvements in place until late next year. , potentially in time for this year’s opening season to select coverage in 2024. The FEHBRead More →
Basingstoke — Technical data (https://channelstar.us14.list-manage.com/track/click?u=cb64b975bf45371e740fe24cc&id=3ee52ebfcc&e=244bc0ef58) a TD SYNNEX (NYSE: SNX), invests in the future of its business, the well-being of its employees, and takes a step towards its net zero carbon objectives, through a global plan to reinvent and improve its workspaces . As part of its Future Workplace plan,Read More →
By Abby Wargo (June 22, 2022, 6:52 p.m. EDT) – A federal judge in Missouri has filed a lawsuit charging Olin Corp. and its board of directors for mishandling its $930 million 401(k) plan, judging the case to be based on false comparisons. U.S. District Judge Stephen R. Clark onRead More →
By Abby Wargo (June 22, 2022, 6:52 p.m. EDT) – A federal judge in Missouri has filed a lawsuit charging Olin Corp. and its board of directors for mishandling its $930 million 401(k) plan, judging the case to be based on false comparisons. U.S. District Judge Stephen R. Clark onRead More →
The federal government is now at risk of losing money from its investment in the Trans Mountain pipeline, according to a new report, but Canada’s oil industry says the war in Ukraine has made the hugely expensive infrastructure project more important than never. The Parliamentary Budget Officer’s latest analysis, releasedRead More →
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MOOSE LAKE, MN – Nurses from the Minnesota Nurses Association at Essentia Health’s Moose Lake Hospital have announced plans to picket. According to the MNA, they will be displayed in front of the hospital on Tuesday, June 28, from 12 p.m. to 5 p.m. The announcement comes just a dayRead More →
Placeholder while loading article actions Three weeks after the retirement savings program for millions of federal workers moved to a new operating platform, lawmakers are demanding answers as investors report widespread problems. Complaints flooded social media and messages poured into Congressional offices from investors describing unable to log into theirRead More →
Many people have access to a 401(k) plan through an employer. And if you are one of them, it is usually advantageous to register. The benefit of participating in a 401(k) is having access to employer matching funds. In addition, contributions are transparent. Because they’re considered initial payroll deductions, there’sRead More →
Golden Cross Ambulance, which is expected to provide emergency medical services in Brattleboro, currently operates a two-vehicle station near Westminster. Photo by Kevin O’Connor/VTDigger BRATTLEBORO — As Vermont ambulance officials continue to ask questions, the city’s Selectboard voted Tuesday to change its transition plan to take over local emergency medicalRead More →
A new report from a Boston-based think tank has revealed the MBTA plans to undertake what it described as a ‘misguided and quick-fix’ approach to paying off its $1.3 billion unfunded pension liability by taking on more debt. According to the Pioneer Institute report, “Rolling the Retirement Dice”, the MBTARead More →
TOKYO — The Bank of Japan should “maintain the current course” of monetary easing, Prime Minister Fumio Kishida said during a debate on Tuesday, signaling that he would maintain a policy that rivals criticize as contributing to the dramatic fall of the yen. Nine party leaders, including Kishida, who leadsRead More →
Bellas & Wachowski – Chicago Business Lawyers Small businesses with 16 to 24 employees that have been in operation for at least two years and that do not already offer qualifying pension plans will, as of November 1, 2023, be subject to the requirements of the Illinois Secure Choice SavingsRead More →
State regulators have approved a plan filed by Avista Utilities that outlines its goals and progress toward clean energy through 2025. The Spokane-based subsidiary of Avista Corp. filed the Clean Energy Implementation Plan, or CEIP, in October with the Washington Utilities and Transportation Commission. The plan, required by the state’sRead More →
close Provided by: Silergy Corp. SEQ_NO 3 announcement date 2022/06/21 Announcement time 15:38:21 Matter The Board approved the amendments to 2022 Employee Restricted Shares Plan Date of events 2022/06/21 What item it responds to paragraph 11 Statement 1.Date of occurrence of theRead More →
Editor’s note: This story has been updated to reflect Kaspar’s campaign to pay Kerik Group $25,000 for consultancy work so far this year, based on information in two reports from the FEC. Republican candidate for the 6th congressional district, Scott Kaspar of Orland Park, used campaign funds to payRead More →
Hyderabad: The BJP appears to be following the ‘Kar Seva’ concept to finance the proposed gigantic public meeting to be held at Parade Grounds on July 3 which will be addressed by Prime Minister Narendra Modi and Union Home Minister Amit Shah . The saffron party has fixed the amountRead More →
More than 6,000 jobs are available according to Gail Cruikshank, director of talent for the Greater St. Cloud Development Corporation. She says about 500 of those jobs are in construction. Cruikshank says there are currently limits for 16- to 18-year-olds who want to work on construction sites. She says thatRead More →
Eleanor Shellstrop has been running her fledgling business, The Good Place, for about seven years now. She established a 401(k) profit sharing plan somewhere around year 2 on the recommendation of her CPA. CPA set up the plan for her with a bundled service provider. Whatever the CPA put onRead More →
On March 15, 22-year-old Eden Montang of Ames posted an Instagram post about red flags, a topic that, strangely, is currently being debated in Congress. “Stop treating red flags as challenges instead of warning signs,” she wrote, calling them “unsolicited relationship advice.” Most likely, although she didn’t name Johnathan Whitlatch,Read More →
Editor’s note: This story is part of a periodic review of projects on the Luzerne County U.S. bailout funding request list. Nonprofits are seeking funding from the Luzerne County U.S. Bailout for a wide range of projects outside of those previously reported for small businesses and youth aid programs,Read More →
Calhoun County Council unanimously approved a $16.3 million budget last week, which includes a tax increase. The budget will increase the county’s mileage rate by 3.36 mils to 118.36 mils. The mileage increase will mean an annual increase of $33 on a $100,000 home in the county, Calhoun County AdministratorRead More →
Only time will tell if Florida GOP Governor Ron DeSantis throws his proverbial hat into the ring for the 2024 presidential race. But that hasn’t stopped some of the wealthiest Republican donors from launching DeSantis’ unofficial campaign for the nation’s highest office – some of whom remain active financial boostersRead More →
(The Hill) – Florida Governor Ron DeSantis (R) escalates his feud with the White House over the COVID-19 response as he positions himself for a possible presidential campaign in 2024. DeSantis has come under fire for his decision not to pre-order COVID-19 vaccines for infants and young children from theRead More →
A year ago at Lord’s, New Zealand declared their second innings and set England a target of 273 from 75 overs on the final day. Joe Root and Chris Silverwood’s England opted to play for a boring draw instead. Just days ago at Trent Bridge, England’s fourth innings goal againstRead More →
Ahsoka was betrayed by fellow Padawan Barriss Offee during the Clone Wars – but it looks like Palpatine may have played a role after all. star wars hinted at a secret plan cultivated by Palpatine during the Clone Wars. Darth Sidious was the very definition of an evil mastermind; hisRead More →
Following a two-day meeting of the Federal Open Market Committee (FOMC) on Wednesday, Federal Reserve Chairman Jerome Powell announced a tightening of monetary policy in response to the highest US inflation. in 40 years. The burden of this measure will fall disproportionately on the working class, both in the UnitedRead More →
Anot individual retirement account (IRA) allows those of United States to contribute a portion of their pre-tax income to a retirement fund which can then earn interest and allow for a more fruitful sum of money before this sum is eventually withdrawn before retirement. US taxpayers can contribute up toRead More →
Money should be attracted, not chased. Unfortunately, most people don’t understand this. Instead, most people try to chase money through selfishness and selfish motivation. [Wilberforce Okwiri, Standard] There are those who have found their calling. And they made that call their career. And they get income from it – aRead More →
At City Council’s last meeting, Coronado’s Cultural Arts Commission (CAC), represented by Heidi Wilson and Kelly Purvis, presented its Fiscal Year 2021-2022 Annual Report and Work Plan for Fiscal Year 2022. -2023. The CAC is now in its eleventh year as a civic organization facilitating the arts in Coronado inRead More →
Shortly into his administration, President Biden signed Executive Order 13985, “Promoting Racial Equity and Support for Federally Underserved Communities.” In April 2022, pursuant to this Executive Order, the Equal Employment Opportunity Commission (“EEOC”) released its “Equity Action Plan”, which contains several elements that may have a impact on employers. TheRead More →
This section is Present This section was produced by the editorial staff. The client did not have the opportunity to put restrictions on the content or to revise it before publication. by TD Insurance Breadcrumb Links Personal finance Family finances Expert says task is doable, but if they wait untilRead More →
The cyclists complete an impressive fundraiser in Europe that pays tribute to Canadian veterans, past and present. One of the main fundraisers for Wounded Warriors Canada is the Battlefield Bike Ride, where participants cycle hundreds of kilometers through areas significant to Canada’s military history. This year, cyclists cover 400 kilometersRead More →
Edelman Financial Engines began offering financial planning services to participants of employer-sponsored pension plans on the company’s business book. The nation’s largest RIA advises on a combined $219 billion in 401(k) and other retirement plan assets for employers, including about 120 Fortune 500 companies. Employees who participate in these plansRead More →
Inside Creative House / iStock.com Bear markets are nerve-wracking for any investor, but they are especially so for people who are retired or approaching retirement. When you’re older, you have less time to recover from prolonged market downturns, putting added pressure on you to minimize losses and protect yourself financially.Read More →
QUEBEC, June 17, 2022 /CNW Telbec/ – The Société du Plan Nord (SPN) and Air Inuit jointly invest $9.5 million build a new staff house for airline staff at Puvirnituq. This new building will make it possible to attract, mobilize and retain the personnel of the company that operates andRead More →
Beebe Healthcare executives unveiled a five-year strategic plan on Wednesday. “Beebe Healthcare is and will continue to be the healthcare provider of choice in Sussex County,” said Terry Megee, Chairman of the Board of Beebe Healthcare, in a statement. “It is in this spirit that we boldly embark on ourRead More →
Press release: United States | 1937 | 35mm | 79 mins. Director: Alfred Santell; With: Barbara Stanwyck, Joel McCrea, Stanley Ridges Barely released from two years in prison for harboring her runaway husband, young widow Janet Haley (Stanwyck) searches New York for the daughter her husband hid in an orphanage.Read More →
Under the IRS Employee Plans Compliance Resolution System (EPCRS), as set forth in Tax Procedure 2021-30, a plan that has been notified of an impending audit cannot resolve problems using the voluntary correction program, and the ability for self-correction is extremely limited. The only remaining option is to correct theRead More →
LOS ANGELES–(BUSINESS WIRE)–Zevia PBC (“Zevia” or the “Company”) (NYSE: ZVIA), the company that is revolutionizing the liquid refreshment beverage industry with great-tasting, sugar-free beverages made with simple, plant-based ingredients, today announced that Amy Taylor, President, will succeed Paddy Spence as President- chief executive officer (CEO) as part of the company’sRead More →
JACKSONVILLE, Fla. — Disney will postpone the transfer of 2,000 employees to Orlando from the park’s California campus until 2026, company officials said. While some of the workers have already moved to Florida, company officials told The Wrap that they now plan to offer “flexibility to those moving” as aRead More →
Pension In recent times, members of the public have expressed deep concern about pension schemes and their benefits to the average Ghanaian. With all its benefits, pension plans are under-represented in Ghana, as previously described in Part 1 of No Financial Retirement Plan-A Casting Shadow in Ghana. Details Estimates %Read More →
a variety of climate-related goals that provide the basis for eventual policies to be adopted by the council. Key to this process will be the formation of an Environmental Advisory Committee (EAC) made up of volunteers and similar in nature to existing authorities, boards and committees that oversee city-related responsibilities,Read More →
BUCKEYE — Buckeye town planner Bart Wingard introduced a project called Ten/85 on Tuesday, calling it “very exciting.” Looking at the logistics and office or light industrial space in the proposed project, unanimously recommended for rezoning approval Tuesday by the Buckeye Planning and Zoning Commission, it’s easy to see whyRead More →
retirement Financial planning is central to most of the activities of the average Ghanaian. This is evident in most of the behaviors and decisions that Ghanaians make in their activities of daily living. The reasoning is that people file financial plans that they believe will meet their needs when theyRead More →
Placeholder while loading article actions TOKYO — Japanese Prime Minister Fumio Kishida on Wednesday announced plans to establish an infectious disease crisis management agency to better prepare for future pandemics. Kishida, marking the end of the current parliamentary session and weeks before national elections on July 10, said Japan hadRead More →
(Shenandoah) – Another renovation effort at Shenandoah’s Johnson Brothers Mill building is underway. Margaret Brady, owner of MALOJA, LLC., detailed plans to restore the venerable vacant structure into a warehouse and workshop to store salvaged building materials for later use. According to Brady’s plan, the warehouse would occupy the topRead More →
Placeholder while loading article actions Shortly after losing the 2020 presidential election, President Donald Trump embarked on a hugely lucrative new political endeavor. The Save America Political Action Committee (PAC) was formed two days after the call for the race for Joe Biden and has since become a gathering placeRead More →
BY SILISIWE MABALEKAThe Director General (CEO) of UMZINGWANE Rural District Council, Ndumiso Mpofu, has reversed his decision to retire under unclear circumstances. Sources said Mpofu informed the rural district council at a meeting on June 10 that he would retire early. He reportedly said his early retirement was to protectRead More →
Appoints Richard Miao, Deputy Chief Financial Officer of Sema4, as interim Chief Financial Officer Reiterates financial guidance provided on May 12, 2022 STAMFORD, Conn., June 14, 2022 (GLOBE NEWSWIRE) — Sema4 (Nasdaq: SMFR), an AI-driven genomics and clinical data intelligence platform company, today announced that its Chief Financial Officer (CFO)Read More →
U.S. Representative Eleanor Holmes Norton (D-DC) recently forwarded correspondence to the Federal Retirement Thrift Investment Board, noting concerns about voters having difficulty accessing their Thrift Savings Plan (TSP) accounts. © Shutterstock “I write with serious concern about the new Thrift Savings Plan (TSP) online system,”Norton wrote to Federal Retirement ThriftRead More →
Shutterstock / Good Day Photo Few cohabiting couples would view living together as a potential source of vulnerability, but it can be. These couples do not have the same legal rights to property, money and other assets, such as pensions, as those who are married or in a civil partnership.Read More →
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The United States Court of Appeals for the Third Circuit is located in Philadelphia, Pennsylvania. REUTERS/Andrew Kelly Join now for FREE unlimited access to Reuters.com Register “Employees missed the rise in the markets,” Circuit Judge Stephanos Bibas wrote. Right to sue for ‘benefits’ does not include lost profits, 3rd CircuitRead More →
Sangamon Valley Public Water District customers will have the opportunity to vote to elect SVPWD Board Directors in the primary ballot (June 28). This measure was championed by two current and two former board members who served on the board for decades. Answering questions about why they want directors electedRead More →
The Audius music platform is among the most common projects in the crypto world, securing early funding from the very industry players the store aims to disrupt. Think: Katy Perry, Nas, Jason Derulo and Pusha T. Why is this important: The company’s No. 1 mission is to make money forRead More →
Some of us retire before we are ready. Some of us retire because we have to. Some of us will never retire. Some of us retire when we’re ready and never look back: the money is solid. Regrets are minimal and anything beyond the horizon is fine. It’s a blessingRead More →
To print this article, all you need to do is be registered or log in to Mondaq.com. Thanks to better yields and a slight increase in the discount rates used to value plan liabilities, the funded statuses of defined benefit plans have improved to some of their highestRead More →
Johnny: What is happening with the plowed strips in the median of the Diagonal between Hover and Colo 52? Doesn’t seem planted with anything. Thanks. — Median level of curiosity Median: When I first noticed these tapes a while ago, I thought to myself, “Someone is going to ask meRead More →
Sunday, June 12, 2022 3:12 p.m. Coinbase co-founder and CEO Brian Armstrong spoke out against employees who moved to oust senior executives (Photo by Matt Winkelmeyer/Getty Images for Vanity Fair) The boss of crypto exchange Coinbase has denounced a group of renegade employees who have called for the company’s topRead More →
DOLLARS FOR LIFEThe Anti-Abortion Movement and the Fall of the Republican EstablishmentBy Marie Ziegler318 pages. Yale University Press. $35. The upheavals of recent years have been so relentless that it can be hard to remember just how odd the partnership was: Donald J. Trump and the social conservatives, an oddRead More →
Fifty houses could soon be built on the site of a former primary school and made available for affordable rent. Plans submitted to South Ribble Borough Council would see new use for land left empty after the demolition of Lostock Hall Primary School. The school ceased to be used inRead More →
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North Carolina cannot deny gender-affirming services to state employees who receive health insurance under the state health care plan, a federal judge ruled Friday in a major victory for transgender rights advocates. U.S. District Judge Loretta C. Biggs agreed with plaintiffs who argued that North Carolina’s state health plan forRead More →
© Reuters. TFSA users: let 2 basic consumption actions earn money while you sleep Money is best spent on essentials or basic necessities during times of inflation. From an investment perspective, people should also exercise discretion, as some sectors perform better than others if inflation is high. For example, RogersRead More →
Country the United States of AmericaUS Virgin IslandsU.S. Minor Outlying IslandsCanadaMexico, United Mexican StatesBahamas, Commonwealth ofCuba, Republic ofDominican RepublicHaiti, Republic ofJamaicaAfghanistanAlbania, People’s Socialist Republic ofAlgeria, People’s Democratic Republic ofAmerican SamoaAndorra, Principality ofAngola, Republic ofAnguillaAntarctica (the territory south of 60 degrees S)Antigua and BarbudaArgentina, Argentine RepublicArmeniaArubaAustralia, Commonwealth ofAustria, Republic ofAzerbaijan, RepublicRead More →
There are few things, it seems, that are more difficult than getting employees accustomed to working remotely back into the office. There are many good reasons for this. Perhaps best of all is that, in many cases, these employees are just as – if not more productive than when theyRead More →
Retirees often use the “4% rule” to help estimate a sustainable withdrawal rate from their portfolio to support spending throughout retirement. While this guideline may be helpful, we believe it is too general a rule to apply to any family, especially in light of high inflation and expected portfolio returns.Read More →
On January 21, 2020, months before the emergence of the COVID-19 pandemic in the United States, New Jersey Governor Phil Murphy signed into law New Jersey Senate Bill 3170, ushering in significant changes to the Millville Dallas Air Power Plant Job Loss Notification Act (NJ WARN Act), the state ofRead More →
We often talk about retirement and pensions as if they were the same thing. When we retire, we receive a pension and we become pensioners. But a pension has a special meaning. It refers to a particular type of retirement plan. An employer makes contributions to a pool of funds.Read More →
We often talk about retirement and pensions as if they were the same thing. When we retire, we receive a pension and we become pensioners. But a pension has a special meaning. It refers to a particular type of retirement plan. An employer makes contributions to a pool of funds.Read More →
Hello and welcome to your Morning Briefing on Friday, June 10, 2022. To receive it each morning in your inbox, click here. Simplify pensions There is a theory that it is easier to serve one master than two. Rachel Vahey, senior technical consultant at AJ Bell, makes a strong caseRead More →
LEBANON – The city has unveiled a $4 million plan to redesign West Lebanon’s Main Street corridor with streetscape improvements, including a roundabout at the intersection of Main Street and Street Bridge, to improve West Lebanon and make the area more attractive to residents and visitors. David Brooks, director ofRead More →
Republican candidates who so far have shown an inability to raise funds are getting support from the most unlikely source: Democratic Super PACs. Ad spending for Republican Party primary candidates in Colorado by Democratic Super PACs exceeds $1.5 million, according to a Colorado Sun report, and the Republican National SenateRead More →
If you’ve scrolled through TechCrunch’s list of most recent stories over the past few weeks, you’ve seen a wall of articles about layoffs. Even just our roundups (one, two, three, four) bring sobering reading to the mix. Alex and Natasha remind us that tech layoffs don’t happen to companies; theyRead More →
Boris Johnson says vote of no confidence ‘decisive’ despite massive Tory rebellion Boris Johnson delivers a speech on new housing plans that will allow people to use their benefits to access the property ladder. The Prime Minister is expected to unveil the policy in a speech in Blackpool on ThursdayRead More →
At 70, Rick Crownover finds himself closer than ever to the electric guitar. A lifelong DIYer, he now builds his signature fuzz guitar pedals from eclectic pewter containers found at antique stores and flea markets. A guitarist uses a fuzz pedal to enhance the sound of his instrument, creating aRead More →
FAYETTEVILLE — Washington County justices of the peace on Tuesday approved a sheriff’s office plan that will raise salaries for jail and communications workers at a cost of about $667,000 for the remainder of 2022. Chief Deputy Jay Cantrell told the county’s finance and budget committee that the sheriff’s officeRead More →
A legal review brought by companies that help people transfer money to the Pacific Islands at low prices has failed. Without a bank account, remittance senders operate through cash payments, a practice they say is both expensive and dangerous. The High Court said the Reserve Bank’s powers to run banksRead More →
Udonis Haslem is currently the oldest player in the NBA. He turns 42 on Thursday and just completed his 19th season in the league. At this point, it’s natural to ask about his plan to finally call it a career. At the moment, however, Haslem isn’t ready to plan hisRead More →
The Labour-led Welsh Government has announced its aim to take action to make Wales a fair anti-racism nation through mandatory anti-racism training and lessons for schoolchildren and all public bodies. On Tuesday, the Welsh Government announced its Anti-Racism Action Plan for Wales to ‘eradicate’ racism from the NHS, hospitals, schoolsRead More →
Public sector bank workers on Wednesday threatened to strike on June 27 to pressure issues related to pensions and the demand for five-day-a-week work. The United Forum of Banking Unions (UFBU), an umbrella body of nine banking unions, including the Indian Confederation of Bank Officers (AIBOC), the Indian AssociationRead More →
Alan Hutton has suggested Rangers could be in line for a transfer-money bonanza after deciding to sign Stoke City left-back Josh Tymon. The former Gers defender and Rangers TV pundit, speaking exclusively to Football Insiderclaimed the 23-year-old could be considered as a replacement for Calvin Bassey or Borna Barisic. ARead More →
KUALA LUMPUR (June 8): Analysts are positive on IHH Healthcare Bhd’s plan to divest its medical education arm, IMU Health Sdn Bhd, for an enterprise value of RM1.35 billion, as the move will enable the company to dispose of its core non-assets at a relatively attractive valuation and further strengthenRead More →
By Matt GallagherYour Finances Matt Gallagher Connecticut business owners were recently notified of the launch of the state-mandated retirement program, MyCTSavings. The program is a good faith effort by the state government to address the current retirement savings crisis. The MyCTSavings website touts the program as a “seamless way toRead More →
CHAPEL HILL, Texas (KETK) — The Chapel Hill ISD Board of Directors unanimously approved the 2022-2023 compensation plan on Monday, offering significant salary increases to all staff. Carthage ISD will increase the salaries of all employees According to a press release from Chapel Hill ISD, the new plan calls forRead More →
On June 3, 2022, the Internal Revenue Service (“IRS”) announced a new pre-examination compliance pilot program beginning in June 2022. Under the pilot program, the IRS will notify a plan sponsor by letter that his retirement plan has been selected. for review and will allow the plan sponsor 90 daysRead More →
2. Calculate how much you should save each year. Now that you know how much money you’ll need, you can figure out how much you should save each year. Aiming for a multiple of your annual income is a simple way to calculate your savings goals. While the exact amountRead More →
Envestnet, the wealth management software giant used by 6,500 companies and 108,000 financial advisors managing more than $5.5 trillion in assets, announced last week that it has acquired retirement plan marketplace 401kplans.com. The deal, Envestnet saidunderscores the company’s commitment to the multi-trillion dollar pension industry. The terms of the contractRead More →